Andy Miller is Senior Vice President of Innovation and Product Development at AARP. Prior to joining the organization, he was Chief Innovation Architect at Constant Contact and founder of the Small Business Innovation Loft, a startup accelerator. Andy founded CardStar, a leading mobile loyalty platform, which was acquired by Constant Contact in 2012. Prior to CardStar, Andy founded Lumifi, Quece (acquired by Intellectual Ventures), RetirementSuite.com, and StockCar Stocks Mutual Fund where he served on the Board of Directors. In addition, Andy has held various positions at PFPC, T. Rowe Price, Putnam Investments and Bank of America.